The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

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PART 1: (Total 350 pts – 35pts per hazard x 10 hazards) Each identified hazard should contain the following elements (Element 1 ~ 7 below). Furthermore, each student will need to provide his/her responses in a pragraph format for each element by JUSTIFYING/SUPPORTING his/her responses: ELEMENT 1) Explain Hazard you identified. What kind of exposure does each hazard have on employee ? What is the hazard? What could go wrong? Think in terms of “What ifs?” or “What could happen?” In this section, you are to describe a situation(s) and discuss what could happen (5pts). ELEMENT 2) Who would be at risk? Be specific group of individuals who would be at risk meaning don’t just say “employees” or “students” are affected. Rather be sure to JUSTIFY your position/response. (5pts) ELEMENT 3) Identify Risk Level for each hazard you identified. When you determine risk level, it is critical that you JUSTIFY as to why you selected certain Frequency and Severity level. (5pts) ELEMENT 4) Citation. If you were a Compliance Safety and Health Officer (CSHO), which SPECIFIC standard/regulation would you cite this hazard under and WHY? You must provide exact standard (eg: 29CFR 1910.261(a)(1)(i)….) and state what it says AND relate your identified hazards with the standard/regulation. Eg: What was violated, etc. (5pts) ELEMENT 5) What is/are the abatement(s) or control measure(s) for each identified hazards and why? In other words, what or HOW would you correct this situation and WHY? This is where you must discuss “Two Stage Approach.” (5pts) It is important for you to select an appropriate corrective measure(s) to protect your employees. Again, we are here to protect human, property, and the environment. We can’t just say “just because.” We will need to have a good reason(s) or justification(s) as to WHY we take a certain approach or a corrective measure to protect human, propert, and the environment. Therefore, strong justification is critical in this section – when you do so, make sure to cite follow APA format. ELEMENT 6) Once you applied your control measure(s), you are to reassess Residual Risk to make sure that you have either eliminated or lowered your risk level to an acceptable level. ELEMENT 7) Supprting Resources: Each student must use at least two (2) “credible” resources PER HAZARD to support his/her responses. This EXCLUDE OSHA/citations. (5pts) seven (7) elements. NOTE 2: APA format needs to be followed for this Part 1. (See attached Sample) PART 2: (Total 15pts) Once you identified 10 hazards (two hazards/standard), you are to prioritize those hazards from most critical to least based on item 2 you did in Part 1. Furthermore, each student will need to prepare ONE PAGE, STAND ALONE document which outlines PRIORITIZATION of those hazards he/she identified and provide the information as as to which hazards need to be control the most. PART 3: (Total 20pts) Based on the above findings, you are to create 1 page report that includes above findings. Remember, one page does not necessary mean a vertical view of 8 1/2 by 11 paper. When you submit this REPORT, think in terms of you submitting this report to your boss. (This is a hands-on practice as to how you will compile a report. If you don’t know how to develop a report, I encourage you to research to determine types of report and come up with your own version. Remember, you will most likely to submit a report in a future that is not more than one page……

PART 1: (Total 350 pts – 35pts per hazard x 10 hazards) Each identified hazard should contain the following elements (Element 1 ~ 7 below). Furthermore, each student will need to provide his/her responses in a pragraph format for each element by JUSTIFYING/SUPPORTING his/her responses: ELEMENT 1) Explain Hazard you identified. What kind of exposure does each hazard have on employee ? What is the hazard? What could go wrong? Think in terms of “What ifs?” or “What could happen?” In this section, you are to describe a situation(s) and discuss what could happen (5pts). ELEMENT 2) Who would be at risk? Be specific group of individuals who would be at risk meaning don’t just say “employees” or “students” are affected. Rather be sure to JUSTIFY your position/response. (5pts) ELEMENT 3) Identify Risk Level for each hazard you identified. When you determine risk level, it is critical that you JUSTIFY as to why you selected certain Frequency and Severity level. (5pts) ELEMENT 4) Citation. If you were a Compliance Safety and Health Officer (CSHO), which SPECIFIC standard/regulation would you cite this hazard under and WHY? You must provide exact standard (eg: 29CFR 1910.261(a)(1)(i)….) and state what it says AND relate your identified hazards with the standard/regulation. Eg: What was violated, etc. (5pts) ELEMENT 5) What is/are the abatement(s) or control measure(s) for each identified hazards and why? In other words, what or HOW would you correct this situation and WHY? This is where you must discuss “Two Stage Approach.” (5pts) It is important for you to select an appropriate corrective measure(s) to protect your employees. Again, we are here to protect human, property, and the environment. We can’t just say “just because.” We will need to have a good reason(s) or justification(s) as to WHY we take a certain approach or a corrective measure to protect human, propert, and the environment. Therefore, strong justification is critical in this section – when you do so, make sure to cite follow APA format. ELEMENT 6) Once you applied your control measure(s), you are to reassess Residual Risk to make sure that you have either eliminated or lowered your risk level to an acceptable level. ELEMENT 7) Supprting Resources: Each student must use at least two (2) “credible” resources PER HAZARD to support his/her responses. This EXCLUDE OSHA/citations. (5pts) seven (7) elements. NOTE 2: APA format needs to be followed for this Part 1. (See attached Sample) PART 2: (Total 15pts) Once you identified 10 hazards (two hazards/standard), you are to prioritize those hazards from most critical to least based on item 2 you did in Part 1. Furthermore, each student will need to prepare ONE PAGE, STAND ALONE document which outlines PRIORITIZATION of those hazards he/she identified and provide the information as as to which hazards need to be control the most. PART 3: (Total 20pts) Based on the above findings, you are to create 1 page report that includes above findings. Remember, one page does not necessary mean a vertical view of 8 1/2 by 11 paper. When you submit this REPORT, think in terms of you submitting this report to your boss. (This is a hands-on practice as to how you will compile a report. If you don’t know how to develop a report, I encourage you to research to determine types of report and come up with your own version. Remember, you will most likely to submit a report in a future that is not more than one page……

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EEGR 221 MATLAB Project 1 Basic Signals Fall 2015 Due date: 10/5/15 1. (a) Plot ?1(?) = ?(?+1)−?(?−5) where -7 < t < 7 seconds. Use millisecond units. (b) Plot ? = 5 ??? (??)[ ?(?+1)−?(?−5)] 2. (a) Plot x2(t) exactly as shown in this figure. Include the same titles and labels for the signal. Hint: Find the amplitude equations as function of time and insert those to your MATLAB script to create and plot this signal. (b) Decompose x2(t) into its even and odd components and plot x2e(t) and x2o(t). (c) Plot x2e(t) + x2o(t) and verify that x2e(t) + x2o(t) = x2(t). How to report the results?  For each plot you must label x and y axis and have a title for the plot. Following commands could be used. heaviside, plot, axis, ylabel, ylabel, title, fliplr, etc … At the command prompt of MATLAB you can type >> help [command name] to get help with any command.  Plot all of the signal for t between -7 and 7 seconds.  Save your commands in an m-file with your name in the name field. (e.g. John_Scott.m) and append the code to the end of your report.  Your report must be organized and your solution for each question mu st be clearly marked by the number of the question. Example 2.a or 2.b, … In each part the problem should be clearly identified. Type the problem statement in each section. Show the plots of input and output signals. Draw conclusions based on your plots and in problem 3 discuss why the property is not satisfied based on your plots.  Turn in a hard copy of your report in class. This report must include a cover page with the name of both student partners.

EEGR 221 MATLAB Project 1 Basic Signals Fall 2015 Due date: 10/5/15 1. (a) Plot ?1(?) = ?(?+1)−?(?−5) where -7 < t < 7 seconds. Use millisecond units. (b) Plot ? = 5 ??? (??)[ ?(?+1)−?(?−5)] 2. (a) Plot x2(t) exactly as shown in this figure. Include the same titles and labels for the signal. Hint: Find the amplitude equations as function of time and insert those to your MATLAB script to create and plot this signal. (b) Decompose x2(t) into its even and odd components and plot x2e(t) and x2o(t). (c) Plot x2e(t) + x2o(t) and verify that x2e(t) + x2o(t) = x2(t). How to report the results?  For each plot you must label x and y axis and have a title for the plot. Following commands could be used. heaviside, plot, axis, ylabel, ylabel, title, fliplr, etc … At the command prompt of MATLAB you can type >> help [command name] to get help with any command.  Plot all of the signal for t between -7 and 7 seconds.  Save your commands in an m-file with your name in the name field. (e.g. John_Scott.m) and append the code to the end of your report.  Your report must be organized and your solution for each question mu st be clearly marked by the number of the question. Example 2.a or 2.b, … In each part the problem should be clearly identified. Type the problem statement in each section. Show the plots of input and output signals. Draw conclusions based on your plots and in problem 3 discuss why the property is not satisfied based on your plots.  Turn in a hard copy of your report in class. This report must include a cover page with the name of both student partners.

One 2006 study indicated that ____ of training in yoga produced a significant reduction in anxiety. Question 40 options: 30 days 2 months 3 months 10 days

One 2006 study indicated that ____ of training in yoga produced a significant reduction in anxiety. Question 40 options: 30 days 2 months 3 months 10 days

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ELEC 2000 Semiconductor Devices Homework #1 Choose the answer that best completes the statement or answers the question. (1) Assume the valence electron is removed from a copper atom. The net charge of the atom becomes a. 0 b. +1 c. -1 d. +4 (2) The valence electron of a copper atom experiences what kind of attraction toward the nucleus? a. None b. Weak c. Strong d. Impossible to say (3) How many valence electrons does a silicon atom have? a. 0 b. 1 c. 2 d. 4 (4) Silicon atoms combine into an orderly pattern called a a. Covalent bond b. Crystal c. Semiconductor d. Valence orbit (5) An intrinsic semiconductor has some holes in it at room temperature. What causes these holes? a. Doping b. Free electrons c. Thermal energy d. Valence electrons (6) The merging of a free electron and a hole is called a. Covalent bonding b. Lifetime c. Recombination d. Thermal energy (7) At room temperature an intrinsic silicon crystal acts approximately a. A Battery b. A conductor c. An insulator d. Copper wire (8) The amount of time between the creation of a hole and its disappearance is called a. Doping b. Lifetime c. Recombination d. Valence (9) A conductor has how many type of flow? a. 1 b. 2 c. 3 d. 4 (10) A semiconductor has how many types of flow? a. 1 b. 2 c. 3 d. 4 (11) For semiconductor material, its valence orbit is saturated when it contains a. 1 electron b. Equal (+) and (-) ions c. 4 electrons d. 8 electrons (12) In an intrinsic semiconductor, the number of holes a. Equal the number of free electrons b. Is greater than the number of free electrons c. Is less than the number of free electrons d. None of the above (13) The number of free electrons and holes in an intrinsic semiconductor decreases when the temperature a. Decreases b. Increases c. Stays the same d. None of the above (14) The flow of valence electrons to the right means that holes are flowing to the a. Left b. Right c. Either way d. None of the above (15) Holes act like a. Atoms b. Crystals c. Negative charges d. Positive charges (16) An donor atom has how many valence electrons? a. 1 b. 3 c. 4 d. 5 (17) If you wanted to produce a p-type semiconductor, which of these would you use? a. Acceptor atoms b. Donor atoms c. Pentavalent impurity d. Silicon (18) Electrons are the minority carriers in which type of semiconductor? a. Extrinsic b. Intrinsic c. n-Type d. p-type (19) Silver is the best conductor. How many valence electrons do you think it has? a. 1 b. 4 c. 18 d. 29 (20) Which of the following describes an n-type semiconductor? a. Neutral b. Positively charged c. Negatively charged d. has many holes (21) What is the barrier potential of a silicon diode a room temperature? a. 0.3 V b. 0.7 V c. 1 V d. 2 mV per degree Celsius

ELEC 2000 Semiconductor Devices Homework #1 Choose the answer that best completes the statement or answers the question. (1) Assume the valence electron is removed from a copper atom. The net charge of the atom becomes a. 0 b. +1 c. -1 d. +4 (2) The valence electron of a copper atom experiences what kind of attraction toward the nucleus? a. None b. Weak c. Strong d. Impossible to say (3) How many valence electrons does a silicon atom have? a. 0 b. 1 c. 2 d. 4 (4) Silicon atoms combine into an orderly pattern called a a. Covalent bond b. Crystal c. Semiconductor d. Valence orbit (5) An intrinsic semiconductor has some holes in it at room temperature. What causes these holes? a. Doping b. Free electrons c. Thermal energy d. Valence electrons (6) The merging of a free electron and a hole is called a. Covalent bonding b. Lifetime c. Recombination d. Thermal energy (7) At room temperature an intrinsic silicon crystal acts approximately a. A Battery b. A conductor c. An insulator d. Copper wire (8) The amount of time between the creation of a hole and its disappearance is called a. Doping b. Lifetime c. Recombination d. Valence (9) A conductor has how many type of flow? a. 1 b. 2 c. 3 d. 4 (10) A semiconductor has how many types of flow? a. 1 b. 2 c. 3 d. 4 (11) For semiconductor material, its valence orbit is saturated when it contains a. 1 electron b. Equal (+) and (-) ions c. 4 electrons d. 8 electrons (12) In an intrinsic semiconductor, the number of holes a. Equal the number of free electrons b. Is greater than the number of free electrons c. Is less than the number of free electrons d. None of the above (13) The number of free electrons and holes in an intrinsic semiconductor decreases when the temperature a. Decreases b. Increases c. Stays the same d. None of the above (14) The flow of valence electrons to the right means that holes are flowing to the a. Left b. Right c. Either way d. None of the above (15) Holes act like a. Atoms b. Crystals c. Negative charges d. Positive charges (16) An donor atom has how many valence electrons? a. 1 b. 3 c. 4 d. 5 (17) If you wanted to produce a p-type semiconductor, which of these would you use? a. Acceptor atoms b. Donor atoms c. Pentavalent impurity d. Silicon (18) Electrons are the minority carriers in which type of semiconductor? a. Extrinsic b. Intrinsic c. n-Type d. p-type (19) Silver is the best conductor. How many valence electrons do you think it has? a. 1 b. 4 c. 18 d. 29 (20) Which of the following describes an n-type semiconductor? a. Neutral b. Positively charged c. Negatively charged d. has many holes (21) What is the barrier potential of a silicon diode a room temperature? a. 0.3 V b. 0.7 V c. 1 V d. 2 mV per degree Celsius

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The diagram 3 forces F1, F2, F3 act on the body. The magnitude and direction of forces F1 and F2 are known and indicated . Also the resultant force R= F1+F2+F3 is know and indicated. Using force decomposition procedure in the Cartesian coordinate system find the magnitude of the force F3 and the angle between line of action of this force and the x direction.

The diagram 3 forces F1, F2, F3 act on the body. The magnitude and direction of forces F1 and F2 are known and indicated . Also the resultant force R= F1+F2+F3 is know and indicated. Using force decomposition procedure in the Cartesian coordinate system find the magnitude of the force F3 and the angle between line of action of this force and the x direction.

Two force vectors F1 and F2 are applied at the origin of the system of coordinates, point O of coordinates (0,0,0). The two force are expressed in Newton units (N). The vector expressed of the first fore is F1=(-120i+60j+40k) N. The second force F2 has a magnitude of 85 N and its direction is defined by the line between point O and B (4, -3, 5), where these coordinates are in meters (m). (a) Find unit vector ef1alone F1. (b) Find unit vector ef2alone F2. (c) find the angle O between F1 and F2 using the dot product operation. (d) Find the force vector resultant R=F1+F2. (e) find the direction cosine, cosOxof vector R.

Two force vectors F1 and F2 are applied at the origin of the system of coordinates, point O of coordinates (0,0,0). The two force are expressed in Newton units (N). The vector expressed of the first fore is F1=(-120i+60j+40k) N. The second force F2 has a magnitude of 85 N and its direction is defined by the line between point O and B (4, -3, 5), where these coordinates are in meters (m). (a) Find unit vector ef1alone F1. (b) Find unit vector ef2alone F2. (c) find the angle O between F1 and F2 using the dot product operation. (d) Find the force vector resultant R=F1+F2. (e) find the direction cosine, cosOxof vector R.

ePortfolio Reflection Questions: Planning & Scheduling 1. Did you find it was easy or hard to divide up the amount of work amongst each other? 2. Did you create tasks that would be easy to status regularly if your customer wanted to know how far along you were? Do you suspect any tasks will be too difficult to status? 3. Did you leave yourselves any buffer time for any tasks that may run long? 4. Was it difficult trying to create a list of materials to use in your design before you had time to do any hands-on design? Why or why not? 5. Did you leave yourselves any contingency (extra money) in case you have unexpected expenses? How much? 6. What skills do you think you acquired this week that will help you in the future of your career? Where else in your daily life can you apply the skills you learned today?

ePortfolio Reflection Questions: Planning & Scheduling 1. Did you find it was easy or hard to divide up the amount of work amongst each other? 2. Did you create tasks that would be easy to status regularly if your customer wanted to know how far along you were? Do you suspect any tasks will be too difficult to status? 3. Did you leave yourselves any buffer time for any tasks that may run long? 4. Was it difficult trying to create a list of materials to use in your design before you had time to do any hands-on design? Why or why not? 5. Did you leave yourselves any contingency (extra money) in case you have unexpected expenses? How much? 6. What skills do you think you acquired this week that will help you in the future of your career? Where else in your daily life can you apply the skills you learned today?

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which of the following is one guarantee afforded to the states through reserved power ? 1.state laws trump national law, 2. They can implement policies unique to their state, 3. htey will get all their funding from the national government, 4. they are able to create post offices, 5. they are able to freely shift territory without debate to another state.

which of the following is one guarantee afforded to the states through reserved power ? 1.state laws trump national law, 2. They can implement policies unique to their state, 3. htey will get all their funding from the national government, 4. they are able to create post offices, 5. they are able to freely shift territory without debate to another state.

4.   they are able to create post office