Discuss Bitcoins. What are they?

Discuss Bitcoins. What are they?

Bitcoin utilize peer-to-peer technology to activate with no essential authority … Read More...
A community bird-watching society makes and sells simple bird feeders to raise money for its conservation activities. The materials for each feeder cost $3, and the society sells an average of 20 feeders per week at a price of $7 each. The society has been considering raising the price, so it conducts a survey and finds that for every dollar increase, it loses 2 sales per week. (a) Find a function P that models weekly profit in terms of price per feeder. (Let x be the price per feeder.) P(x) = (b) What price should the society charge for each feeder to maximize profits? $ What is the maximum weekly profit? $

A community bird-watching society makes and sells simple bird feeders to raise money for its conservation activities. The materials for each feeder cost $3, and the society sells an average of 20 feeders per week at a price of $7 each. The society has been considering raising the price, so it conducts a survey and finds that for every dollar increase, it loses 2 sales per week. (a) Find a function P that models weekly profit in terms of price per feeder. (Let x be the price per feeder.) P(x) = (b) What price should the society charge for each feeder to maximize profits? $ What is the maximum weekly profit? $

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ECON 101 FALL 2015 EXAM 1 NAME:______________________________ 1. Suppose the price elasticity of demand for cheeseburgers equals 1.37. This means the overall demand for cheeseburgers is: A) price elastic. B) price inelastic. C) price unit-elastic. D) perfectly price inelastic. 2. The price elasticity of demand for skiing lessons in New Hampshire is less than 1.00. This means that the demand is ______ in New Hampshire. A) price elastic B) price inelastic C) price unit-elastic D) perfectly price elastic 3. If the demand for textbooks is price inelastic, which of the following would explain this? A) Many alternative textbooks can be used as substitutes. B) Students have a lot of time to adjust to price changes. C) Textbook purchases consume a large portion of most students’ income. D) The good is a necessity. 4. A major state university in the South recently raised tuition by 12%. An economics professor at this university asked his students, “Due to the increase in tuition, how many of you will transfer to another university?” One student out of about 300 said that he or she would transfer. Based on this information, the price elasticity of demand for education at this university is: (Hint: one out of 300 is how much of a percentage change? Which percentage change is greater – tuition or transfer? Apply the basic formula for elasticity that I put on the board a few times.) A) one. B) highly elastic. C) highly inelastic. D) zero. 5. Suppose the price elasticity of demand for fishing lures equals 1 in South Carolina and 0.63 in Alabama. To increase revenue, fishing lure manufacturers should: (Hint: If the demand for a product is inelastic, the price can go up and you’ll still buy it, since there are no or few substitutes. If the demand for a product is elastic, the price can go up and you’ll probably walk away from it, since substitutes are available. How might this info impact the pricing strategies of firms?) A) lower prices in each state. B) raise prices in each state. C) lower prices in South Carolina and raise prices in Alabama. D) leave prices unchanged in South Carolina and raise prices in Alabama. Read your syllabus and answer questions 6 through 10: 6. T or F: Disruptive classroom behavior includes the following: chatting with fellow students, use of electronic devices such as laptops, tablets, notebooks, and cell phones, reading or studying during class, sleeping, arriving late, departing early, studying for another class, or in any other way disturbing the class. 7. T or F: It’s OK to use my computer in class or play with my phone. There is no penalty attached to these activities and Keiser doesn’t really mind. 8. T or F: It’s OK to show up late for class and disrupt one of Keiser’s swashbuckling lectures. 9. T or F: Attendance is highly optional since it doesn’t impact my final course grade. 10. T or F: I should blow off the career plan/business plan assignment in this course because it’s unimportant to my future and not worth many points. 11. Jacquelyn is a student at a major state university. Which of the following is not an example of an explicit, or direct, cost of her attending college? A) Tuition B) Textbooks C) the salary that she could have earned working full time D) computer lab fees 12. The two principles of tax fairness are: A) the minimize distortions principle and the maximize revenue principle. B) the benefits principle and the ability-to-pay principle. C) the proportional tax principle and the ability-to-pay principle. D) the equity principle and the efficiency principle. 13. The benefits principles says: A) the amount of tax paid depends on the measure of value. B) those who benefit from public spending should bear the burden of the tax that pays for that spending. C) those with greater ability to pay should pay more tax. D) those who benefit from the tax should pay the same percentage of the tax base as those who do not benefit. 14. A tax that rises less than in proportion to income is described as: (Hint: This would have more of a negative impact on lower income earners vs. higher income earners.) A) progressive. B) proportional. C) regressive. D) structural. 15. The U.S. income tax is _______, while the payroll tax is _______. (Hint: Think income tax vs. Social Security tax.) A) progressive; progressive C) regressive; progressive B) progressive; regressive D) regressive; regressive 16. Who is currently leading in the polls to receive the Republican nomination as that party’s presidential candidate? A) Qasem Soleimani B) Abu Bakr al-Baghdadi C) Osama bin Laden D) Donald J. Trump 17. The single most important thing I’ve learned in class this term is: A) stay in frickin’ school B) stay in school and make a plan for life and my career C) the use of cheese for skyscraper construction D) both A and B above 18. Market equilibrium occurs when: A) there is no incentive for prices to change in the market. B) quantity demanded equals quantity supplied. C) the market clears. D) all of the above occur. 19. Excess supply occurs when: (Hint: Draw a supply and demand graph! Think about price ceilings and floors and the graphs of these we discussed in class.) A) the price is above the equilibrium price. B) the quantity demanded exceeds the quantity supplied. C) the price is below the equilibrium price. D) both b and c occur. 20. The single most important thing I’ve learned in class this term is: a. stay in school and look into either a study abroad or internship experience b. stay in school and make a plan for life and my career c. the untimely demise of Cecil the lion in Zimbabwe d. both a. and b. above 21. According to the textbook definition, mainstream microeconomics generally focuses on a. how individual decision-making units, like households and firms, make economic decisions. b. the performance of the national economy and policies to improve this performance. c. the relationship between economic and political institutions. d. the general level of prices in the national economy. 22. Which of the following is the best summary of the three basic economic questions? a. Who? Why? and When? b. What? How? and Who? c. When? Where? and Why? d. What? Where? and Who? 23. Which of the following is not one of the basic economic resources? a. land b. labor c. capital d. cheese e. entrepreneurship 24. The largest country in the Arabian Peninsula and home to the cities of Riyadh, Jeddah, Mecca, and Medina is: a. The Kingdom of Saudi Arabia b. California c. Spain d. Kentucky 25. T or F: The law of demand explains the upward slope of the supply curve. 26. In economics, a “marginal” value refers to: a. the value associated with an important or marginal activity. b. a value entered as an explanatory item in the margin of a balance sheet or other accounts. c. the value associated with one more unit of an activity. d. a value that is most appropriately identified in a footnote. 27. A government mandated price that is below the market equilibrium price is sometimes called. . . (Hint: Draw a graph again and think about what the government is trying to accomplish.) a. a price ceiling. b. a price floor. c. a market clearing price. d. a reservation price. 28. T or F: Entering the US job market without any education or training is crazy and should be avoided. Stay in frickin’ school, baby! 29. The law of demand states that, other things equal: a. as the price increases, the quantity demanded will increase. b. as the price decreases, the demand curve will shift to the right. c. as the price increases, the quantity demanded will decrease. d. none of the above. 30. The law of supply says: a. other things equal, the quantity supplied of a good is inversely related to the price of the good. b. other things equal, the supply of a good creates its own demand. c. other things equal, the quantity supplied of a good is positively related to the price of the good. d. none of the above. 31. A perfectly inelastic demand curve is: a. horizontal. b. downward sloping. c. upward sloping. d. vertical. 32. A trade-off involves weighing costs and benefits. a. true b. false 33. A perfectly elastic demand curve is: a. horizontal. b. downward sloping. c. upward sloping. d. vertical. 34. The second most important thing I’ve learned in class this term is: a. despair is not an option b. Donald J. Trump’s hair is real c. the use of cheese for skyscraper construction d. none of the above 35. T or F: Virtually any news item has important economic dimensions and consequences. 36. T or F: When studying economics, always think in terms of historical context. 37. This popular Asian country is populated by 1.3 billion people, has the world’s second largest economy, and uses a language that’s been in continuous use for nearly 5,000 years: a. Kentucky b. California c. Spain d. China 38. T or F: The top priority in my life right now should be my education and an internship experience. Without these, the job market is going to kick my butt! 39. Which of the following is a key side effect generated by the use of price ceilings? a. black markets b. products with too high of quality c. an excess supply of a good d. too many resources artificially channeled into the production of a good 40. Which of the following is NOT one of the four basic principles for understanding individual choice? a. Resources are scarce. b. The real cost of something is the money that you must pay to get it. c. “How much?” is a decision at the margin. d. People usually take advantage of opportunities to make themselves better off. 41. A hot mixture of pan drippings, flour, and water is commonly known as: a. interest rates and expected future real GDP. b. interest rates and current real GDP. c. inflation and expected future real GDP. d. gravy. 42. The example we used in class when discussing the inefficiency of quantity quotas was: a. Uber b. General Electric c. AT&T d. the KSU marching band 43. The term we learned in class signifying a key method of non-price competition is: a. excess supply chain management b. arbitrage c. swashbuckling d. product differentiation 44. When discussing market failure and the role of regulation in class, which company/product did we use as an example? a. Pabst Blue Ribbon b. JetBlue c. Blue Bell d. Blue Apron 45. Governments may place relatively high sales taxes on goods such as alcohol and tobacco because: a. such taxes are a significant source of revenue b. such goods exhibit inelastic demand c. such taxes may discourage use of these products d. all of the above 46. When discussing the cost of higher education in class, which country did we cite as an example of one that offers free college for qualifying students? a. USSR b. Rhodesia c. Czechoslovakia d. Germany 47. Which of the following is not an example of market failure we discussed in class? a. externalities b. public goods c. fungible goods d. common pool resources e. equity 48. T or F: As we discussed in class, the real reason why the US has lost jobs to China is the “most favored nation” (MFN) trading status granted to China by the US back in the 1980s. 49. The dude we talked about in class who coined the expression “invisible hand” and promoted self-interest and competition in his famous book “The Wealth of Nations” is: a. Abu Bakr al-Baghdadi b. Ali Khamenei c. Donald J. Trump d. Adam Smith 50. When studying for your final exams and attempting to allocate your limited time among several subjects in order to maximize your course grades (recall, we talked about this example during the first week of class), you’re almost unconsciously engaging in a form of: a. fraud b. miscellaneous serendipity b. mitosis d. marginal analysis

ECON 101 FALL 2015 EXAM 1 NAME:______________________________ 1. Suppose the price elasticity of demand for cheeseburgers equals 1.37. This means the overall demand for cheeseburgers is: A) price elastic. B) price inelastic. C) price unit-elastic. D) perfectly price inelastic. 2. The price elasticity of demand for skiing lessons in New Hampshire is less than 1.00. This means that the demand is ______ in New Hampshire. A) price elastic B) price inelastic C) price unit-elastic D) perfectly price elastic 3. If the demand for textbooks is price inelastic, which of the following would explain this? A) Many alternative textbooks can be used as substitutes. B) Students have a lot of time to adjust to price changes. C) Textbook purchases consume a large portion of most students’ income. D) The good is a necessity. 4. A major state university in the South recently raised tuition by 12%. An economics professor at this university asked his students, “Due to the increase in tuition, how many of you will transfer to another university?” One student out of about 300 said that he or she would transfer. Based on this information, the price elasticity of demand for education at this university is: (Hint: one out of 300 is how much of a percentage change? Which percentage change is greater – tuition or transfer? Apply the basic formula for elasticity that I put on the board a few times.) A) one. B) highly elastic. C) highly inelastic. D) zero. 5. Suppose the price elasticity of demand for fishing lures equals 1 in South Carolina and 0.63 in Alabama. To increase revenue, fishing lure manufacturers should: (Hint: If the demand for a product is inelastic, the price can go up and you’ll still buy it, since there are no or few substitutes. If the demand for a product is elastic, the price can go up and you’ll probably walk away from it, since substitutes are available. How might this info impact the pricing strategies of firms?) A) lower prices in each state. B) raise prices in each state. C) lower prices in South Carolina and raise prices in Alabama. D) leave prices unchanged in South Carolina and raise prices in Alabama. Read your syllabus and answer questions 6 through 10: 6. T or F: Disruptive classroom behavior includes the following: chatting with fellow students, use of electronic devices such as laptops, tablets, notebooks, and cell phones, reading or studying during class, sleeping, arriving late, departing early, studying for another class, or in any other way disturbing the class. 7. T or F: It’s OK to use my computer in class or play with my phone. There is no penalty attached to these activities and Keiser doesn’t really mind. 8. T or F: It’s OK to show up late for class and disrupt one of Keiser’s swashbuckling lectures. 9. T or F: Attendance is highly optional since it doesn’t impact my final course grade. 10. T or F: I should blow off the career plan/business plan assignment in this course because it’s unimportant to my future and not worth many points. 11. Jacquelyn is a student at a major state university. Which of the following is not an example of an explicit, or direct, cost of her attending college? A) Tuition B) Textbooks C) the salary that she could have earned working full time D) computer lab fees 12. The two principles of tax fairness are: A) the minimize distortions principle and the maximize revenue principle. B) the benefits principle and the ability-to-pay principle. C) the proportional tax principle and the ability-to-pay principle. D) the equity principle and the efficiency principle. 13. The benefits principles says: A) the amount of tax paid depends on the measure of value. B) those who benefit from public spending should bear the burden of the tax that pays for that spending. C) those with greater ability to pay should pay more tax. D) those who benefit from the tax should pay the same percentage of the tax base as those who do not benefit. 14. A tax that rises less than in proportion to income is described as: (Hint: This would have more of a negative impact on lower income earners vs. higher income earners.) A) progressive. B) proportional. C) regressive. D) structural. 15. The U.S. income tax is _______, while the payroll tax is _______. (Hint: Think income tax vs. Social Security tax.) A) progressive; progressive C) regressive; progressive B) progressive; regressive D) regressive; regressive 16. Who is currently leading in the polls to receive the Republican nomination as that party’s presidential candidate? A) Qasem Soleimani B) Abu Bakr al-Baghdadi C) Osama bin Laden D) Donald J. Trump 17. The single most important thing I’ve learned in class this term is: A) stay in frickin’ school B) stay in school and make a plan for life and my career C) the use of cheese for skyscraper construction D) both A and B above 18. Market equilibrium occurs when: A) there is no incentive for prices to change in the market. B) quantity demanded equals quantity supplied. C) the market clears. D) all of the above occur. 19. Excess supply occurs when: (Hint: Draw a supply and demand graph! Think about price ceilings and floors and the graphs of these we discussed in class.) A) the price is above the equilibrium price. B) the quantity demanded exceeds the quantity supplied. C) the price is below the equilibrium price. D) both b and c occur. 20. The single most important thing I’ve learned in class this term is: a. stay in school and look into either a study abroad or internship experience b. stay in school and make a plan for life and my career c. the untimely demise of Cecil the lion in Zimbabwe d. both a. and b. above 21. According to the textbook definition, mainstream microeconomics generally focuses on a. how individual decision-making units, like households and firms, make economic decisions. b. the performance of the national economy and policies to improve this performance. c. the relationship between economic and political institutions. d. the general level of prices in the national economy. 22. Which of the following is the best summary of the three basic economic questions? a. Who? Why? and When? b. What? How? and Who? c. When? Where? and Why? d. What? Where? and Who? 23. Which of the following is not one of the basic economic resources? a. land b. labor c. capital d. cheese e. entrepreneurship 24. The largest country in the Arabian Peninsula and home to the cities of Riyadh, Jeddah, Mecca, and Medina is: a. The Kingdom of Saudi Arabia b. California c. Spain d. Kentucky 25. T or F: The law of demand explains the upward slope of the supply curve. 26. In economics, a “marginal” value refers to: a. the value associated with an important or marginal activity. b. a value entered as an explanatory item in the margin of a balance sheet or other accounts. c. the value associated with one more unit of an activity. d. a value that is most appropriately identified in a footnote. 27. A government mandated price that is below the market equilibrium price is sometimes called. . . (Hint: Draw a graph again and think about what the government is trying to accomplish.) a. a price ceiling. b. a price floor. c. a market clearing price. d. a reservation price. 28. T or F: Entering the US job market without any education or training is crazy and should be avoided. Stay in frickin’ school, baby! 29. The law of demand states that, other things equal: a. as the price increases, the quantity demanded will increase. b. as the price decreases, the demand curve will shift to the right. c. as the price increases, the quantity demanded will decrease. d. none of the above. 30. The law of supply says: a. other things equal, the quantity supplied of a good is inversely related to the price of the good. b. other things equal, the supply of a good creates its own demand. c. other things equal, the quantity supplied of a good is positively related to the price of the good. d. none of the above. 31. A perfectly inelastic demand curve is: a. horizontal. b. downward sloping. c. upward sloping. d. vertical. 32. A trade-off involves weighing costs and benefits. a. true b. false 33. A perfectly elastic demand curve is: a. horizontal. b. downward sloping. c. upward sloping. d. vertical. 34. The second most important thing I’ve learned in class this term is: a. despair is not an option b. Donald J. Trump’s hair is real c. the use of cheese for skyscraper construction d. none of the above 35. T or F: Virtually any news item has important economic dimensions and consequences. 36. T or F: When studying economics, always think in terms of historical context. 37. This popular Asian country is populated by 1.3 billion people, has the world’s second largest economy, and uses a language that’s been in continuous use for nearly 5,000 years: a. Kentucky b. California c. Spain d. China 38. T or F: The top priority in my life right now should be my education and an internship experience. Without these, the job market is going to kick my butt! 39. Which of the following is a key side effect generated by the use of price ceilings? a. black markets b. products with too high of quality c. an excess supply of a good d. too many resources artificially channeled into the production of a good 40. Which of the following is NOT one of the four basic principles for understanding individual choice? a. Resources are scarce. b. The real cost of something is the money that you must pay to get it. c. “How much?” is a decision at the margin. d. People usually take advantage of opportunities to make themselves better off. 41. A hot mixture of pan drippings, flour, and water is commonly known as: a. interest rates and expected future real GDP. b. interest rates and current real GDP. c. inflation and expected future real GDP. d. gravy. 42. The example we used in class when discussing the inefficiency of quantity quotas was: a. Uber b. General Electric c. AT&T d. the KSU marching band 43. The term we learned in class signifying a key method of non-price competition is: a. excess supply chain management b. arbitrage c. swashbuckling d. product differentiation 44. When discussing market failure and the role of regulation in class, which company/product did we use as an example? a. Pabst Blue Ribbon b. JetBlue c. Blue Bell d. Blue Apron 45. Governments may place relatively high sales taxes on goods such as alcohol and tobacco because: a. such taxes are a significant source of revenue b. such goods exhibit inelastic demand c. such taxes may discourage use of these products d. all of the above 46. When discussing the cost of higher education in class, which country did we cite as an example of one that offers free college for qualifying students? a. USSR b. Rhodesia c. Czechoslovakia d. Germany 47. Which of the following is not an example of market failure we discussed in class? a. externalities b. public goods c. fungible goods d. common pool resources e. equity 48. T or F: As we discussed in class, the real reason why the US has lost jobs to China is the “most favored nation” (MFN) trading status granted to China by the US back in the 1980s. 49. The dude we talked about in class who coined the expression “invisible hand” and promoted self-interest and competition in his famous book “The Wealth of Nations” is: a. Abu Bakr al-Baghdadi b. Ali Khamenei c. Donald J. Trump d. Adam Smith 50. When studying for your final exams and attempting to allocate your limited time among several subjects in order to maximize your course grades (recall, we talked about this example during the first week of class), you’re almost unconsciously engaging in a form of: a. fraud b. miscellaneous serendipity b. mitosis d. marginal analysis

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Bitcoins. Who made them?Who made them?

Bitcoins. Who made them?Who made them?

Bitcoin is the first accomplishment of a thought called “crypto-currency”, … Read More...
Collaborative report Situation D: Proposal for Kindle-like devices/electronic textbooks to be used for textbook/academic purposes (institutions of higher ed would be audience). Situation: As any college student knows, textbooks for classes are expensive and students are not likely to keep some textbooks related to classes outside of one’s major. Some students will return these books to the bookstore in an effort to recoup some of their money, while others will offer them directly to other students at a discounted price. Bookstores tend to make most of their textbook-related income from selling used textbooks, while publishers make money from new editions. Additionally, many textbook editions come with a Website companion to enhance instruction with those textbooks. Kindle is a portable device with which someone can access texts electronically by purchasing them, usually at a discounted price off the print-version. Kindle is the original product, but Apple has a similar device too. These devices tend to cost over $200. However, there is discussion about their use as an option for textbook purchases. Also, bookstores have implemented a rental system; however, not all textbooks are available for rental, much as not all textbooks have an electronic version yet. You work for Learned Books, a textbook publisher that is trying to think of ways to balance its desire for profitability with students’ desire to reign in book-related expenses. You understand that a company that can appeal to the market’s concerns, considering increased competition from online retail sources, will be able to stay in business. Your group is tasked with ascertaining how LB can do this. One idea is to develop a rental system, another involves joining forces with manufacturers of Kindle-like devices and offering discounted versions of texts to students electronically through e-readers or PCs that can easily access the Internet. Students could purchase the electronic version outright or purchase the electronic version but have access to it for a limited, 12 month period (rental basis). ***Research how are such devices and electronic versions being used for textbook purposes, considering various expenses for producing electronic versions of textbooks and readability concerns? Document Feasibility study/Proposal: Develop a document in which you articulate your assessment of these ideas, integrating at least one graphic and an executive summary. The document should be 2-3 pages long and include formal elements as needed.

Collaborative report Situation D: Proposal for Kindle-like devices/electronic textbooks to be used for textbook/academic purposes (institutions of higher ed would be audience). Situation: As any college student knows, textbooks for classes are expensive and students are not likely to keep some textbooks related to classes outside of one’s major. Some students will return these books to the bookstore in an effort to recoup some of their money, while others will offer them directly to other students at a discounted price. Bookstores tend to make most of their textbook-related income from selling used textbooks, while publishers make money from new editions. Additionally, many textbook editions come with a Website companion to enhance instruction with those textbooks. Kindle is a portable device with which someone can access texts electronically by purchasing them, usually at a discounted price off the print-version. Kindle is the original product, but Apple has a similar device too. These devices tend to cost over $200. However, there is discussion about their use as an option for textbook purchases. Also, bookstores have implemented a rental system; however, not all textbooks are available for rental, much as not all textbooks have an electronic version yet. You work for Learned Books, a textbook publisher that is trying to think of ways to balance its desire for profitability with students’ desire to reign in book-related expenses. You understand that a company that can appeal to the market’s concerns, considering increased competition from online retail sources, will be able to stay in business. Your group is tasked with ascertaining how LB can do this. One idea is to develop a rental system, another involves joining forces with manufacturers of Kindle-like devices and offering discounted versions of texts to students electronically through e-readers or PCs that can easily access the Internet. Students could purchase the electronic version outright or purchase the electronic version but have access to it for a limited, 12 month period (rental basis). ***Research how are such devices and electronic versions being used for textbook purposes, considering various expenses for producing electronic versions of textbooks and readability concerns? Document Feasibility study/Proposal: Develop a document in which you articulate your assessment of these ideas, integrating at least one graphic and an executive summary. The document should be 2-3 pages long and include formal elements as needed.

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Essay – Athlete’s high salaries. Should they be paid that amount or not?

Essay – Athlete’s high salaries. Should they be paid that amount or not?

Athlete’s high salaries: Should they be paid that amount or … Read More...
Transportation 1. What would be some major benefits to a city investing in mass transit? • Reduces congestion and fuel usage o 2011 – U.S. public transportation use saved 865 million hours in travel time and 450 million gallons of fuel in 498 urban areas o Decrease the need for road enhancements o Can be quicker to get to work when roads are congested o Incentivizes exercise o Mass transit can have less land use requirements • Provides economic opportunities o revitalization of cities o Provides jobs in transportation o City makes money off of transit revenue o More appealing to tourists • Air quality o Cuts carbon emissions by 37 million metric tons annually o Air quality improvement for the city (less smog) • Safety o Reduce the number of accidents 2. What would be some major benefits to the users of mass transit? • Traffic o Reduces frustration of driving in traffic o Reduces the need for gas in traffic o Reliable and predictable time of arrival o More options to travel o No waiting in DMV lines • Economics o Public transit vs. owning, driving, and parking a car = $803/month average savings (~$10,000 a year) o Connects people who don’t have a car to jobs, healthcare, home o Provides jobs in transportation o No longer have to pay car insurance • Social o Can interact/meet new people every day o Connects communities o Can do other things, like read, on the train or bus o Reduce in stress o • Safety o Reduce risk of accidents

Transportation 1. What would be some major benefits to a city investing in mass transit? • Reduces congestion and fuel usage o 2011 – U.S. public transportation use saved 865 million hours in travel time and 450 million gallons of fuel in 498 urban areas o Decrease the need for road enhancements o Can be quicker to get to work when roads are congested o Incentivizes exercise o Mass transit can have less land use requirements • Provides economic opportunities o revitalization of cities o Provides jobs in transportation o City makes money off of transit revenue o More appealing to tourists • Air quality o Cuts carbon emissions by 37 million metric tons annually o Air quality improvement for the city (less smog) • Safety o Reduce the number of accidents 2. What would be some major benefits to the users of mass transit? • Traffic o Reduces frustration of driving in traffic o Reduces the need for gas in traffic o Reliable and predictable time of arrival o More options to travel o No waiting in DMV lines • Economics o Public transit vs. owning, driving, and parking a car = $803/month average savings (~$10,000 a year) o Connects people who don’t have a car to jobs, healthcare, home o Provides jobs in transportation o No longer have to pay car insurance • Social o Can interact/meet new people every day o Connects communities o Can do other things, like read, on the train or bus o Reduce in stress o • Safety o Reduce risk of accidents

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Assignment 2 CPIS- 428: Professional computing issues Max. Points – 5 Q1: As discussed in the course that there is no money to be made from open source code, why would a developer release software under an open source license? (Pts. 2) Q2. Why do employers monitor workers? Do you think they should be able to do so? Why or why not? (Pts. 2) Q3: Discuss that why information privacy is important on public networks?

Assignment 2 CPIS- 428: Professional computing issues Max. Points – 5 Q1: As discussed in the course that there is no money to be made from open source code, why would a developer release software under an open source license? (Pts. 2) Q2. Why do employers monitor workers? Do you think they should be able to do so? Why or why not? (Pts. 2) Q3: Discuss that why information privacy is important on public networks?

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The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

No expert has answered this question yet. You can browse … Read More...