Bitcoins. Who made them?Who made them?

Bitcoins. Who made them?Who made them?

Bitcoin is the first accomplishment of a thought called “crypto-currency”, … Read More...
Collaborative report Situation D: Proposal for Kindle-like devices/electronic textbooks to be used for textbook/academic purposes (institutions of higher ed would be audience). Situation: As any college student knows, textbooks for classes are expensive and students are not likely to keep some textbooks related to classes outside of one’s major. Some students will return these books to the bookstore in an effort to recoup some of their money, while others will offer them directly to other students at a discounted price. Bookstores tend to make most of their textbook-related income from selling used textbooks, while publishers make money from new editions. Additionally, many textbook editions come with a Website companion to enhance instruction with those textbooks. Kindle is a portable device with which someone can access texts electronically by purchasing them, usually at a discounted price off the print-version. Kindle is the original product, but Apple has a similar device too. These devices tend to cost over $200. However, there is discussion about their use as an option for textbook purchases. Also, bookstores have implemented a rental system; however, not all textbooks are available for rental, much as not all textbooks have an electronic version yet. You work for Learned Books, a textbook publisher that is trying to think of ways to balance its desire for profitability with students’ desire to reign in book-related expenses. You understand that a company that can appeal to the market’s concerns, considering increased competition from online retail sources, will be able to stay in business. Your group is tasked with ascertaining how LB can do this. One idea is to develop a rental system, another involves joining forces with manufacturers of Kindle-like devices and offering discounted versions of texts to students electronically through e-readers or PCs that can easily access the Internet. Students could purchase the electronic version outright or purchase the electronic version but have access to it for a limited, 12 month period (rental basis). ***Research how are such devices and electronic versions being used for textbook purposes, considering various expenses for producing electronic versions of textbooks and readability concerns? Document Feasibility study/Proposal: Develop a document in which you articulate your assessment of these ideas, integrating at least one graphic and an executive summary. The document should be 2-3 pages long and include formal elements as needed.

Collaborative report Situation D: Proposal for Kindle-like devices/electronic textbooks to be used for textbook/academic purposes (institutions of higher ed would be audience). Situation: As any college student knows, textbooks for classes are expensive and students are not likely to keep some textbooks related to classes outside of one’s major. Some students will return these books to the bookstore in an effort to recoup some of their money, while others will offer them directly to other students at a discounted price. Bookstores tend to make most of their textbook-related income from selling used textbooks, while publishers make money from new editions. Additionally, many textbook editions come with a Website companion to enhance instruction with those textbooks. Kindle is a portable device with which someone can access texts electronically by purchasing them, usually at a discounted price off the print-version. Kindle is the original product, but Apple has a similar device too. These devices tend to cost over $200. However, there is discussion about their use as an option for textbook purchases. Also, bookstores have implemented a rental system; however, not all textbooks are available for rental, much as not all textbooks have an electronic version yet. You work for Learned Books, a textbook publisher that is trying to think of ways to balance its desire for profitability with students’ desire to reign in book-related expenses. You understand that a company that can appeal to the market’s concerns, considering increased competition from online retail sources, will be able to stay in business. Your group is tasked with ascertaining how LB can do this. One idea is to develop a rental system, another involves joining forces with manufacturers of Kindle-like devices and offering discounted versions of texts to students electronically through e-readers or PCs that can easily access the Internet. Students could purchase the electronic version outright or purchase the electronic version but have access to it for a limited, 12 month period (rental basis). ***Research how are such devices and electronic versions being used for textbook purposes, considering various expenses for producing electronic versions of textbooks and readability concerns? Document Feasibility study/Proposal: Develop a document in which you articulate your assessment of these ideas, integrating at least one graphic and an executive summary. The document should be 2-3 pages long and include formal elements as needed.

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Essay – Athlete’s high salaries. Should they be paid that amount or not?

Essay – Athlete’s high salaries. Should they be paid that amount or not?

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Transportation 1. What would be some major benefits to a city investing in mass transit? • Reduces congestion and fuel usage o 2011 – U.S. public transportation use saved 865 million hours in travel time and 450 million gallons of fuel in 498 urban areas o Decrease the need for road enhancements o Can be quicker to get to work when roads are congested o Incentivizes exercise o Mass transit can have less land use requirements • Provides economic opportunities o revitalization of cities o Provides jobs in transportation o City makes money off of transit revenue o More appealing to tourists • Air quality o Cuts carbon emissions by 37 million metric tons annually o Air quality improvement for the city (less smog) • Safety o Reduce the number of accidents 2. What would be some major benefits to the users of mass transit? • Traffic o Reduces frustration of driving in traffic o Reduces the need for gas in traffic o Reliable and predictable time of arrival o More options to travel o No waiting in DMV lines • Economics o Public transit vs. owning, driving, and parking a car = $803/month average savings (~$10,000 a year) o Connects people who don’t have a car to jobs, healthcare, home o Provides jobs in transportation o No longer have to pay car insurance • Social o Can interact/meet new people every day o Connects communities o Can do other things, like read, on the train or bus o Reduce in stress o • Safety o Reduce risk of accidents

Transportation 1. What would be some major benefits to a city investing in mass transit? • Reduces congestion and fuel usage o 2011 – U.S. public transportation use saved 865 million hours in travel time and 450 million gallons of fuel in 498 urban areas o Decrease the need for road enhancements o Can be quicker to get to work when roads are congested o Incentivizes exercise o Mass transit can have less land use requirements • Provides economic opportunities o revitalization of cities o Provides jobs in transportation o City makes money off of transit revenue o More appealing to tourists • Air quality o Cuts carbon emissions by 37 million metric tons annually o Air quality improvement for the city (less smog) • Safety o Reduce the number of accidents 2. What would be some major benefits to the users of mass transit? • Traffic o Reduces frustration of driving in traffic o Reduces the need for gas in traffic o Reliable and predictable time of arrival o More options to travel o No waiting in DMV lines • Economics o Public transit vs. owning, driving, and parking a car = $803/month average savings (~$10,000 a year) o Connects people who don’t have a car to jobs, healthcare, home o Provides jobs in transportation o No longer have to pay car insurance • Social o Can interact/meet new people every day o Connects communities o Can do other things, like read, on the train or bus o Reduce in stress o • Safety o Reduce risk of accidents

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Assignment 2 CPIS- 428: Professional computing issues Max. Points – 5 Q1: As discussed in the course that there is no money to be made from open source code, why would a developer release software under an open source license? (Pts. 2) Q2. Why do employers monitor workers? Do you think they should be able to do so? Why or why not? (Pts. 2) Q3: Discuss that why information privacy is important on public networks?

Assignment 2 CPIS- 428: Professional computing issues Max. Points – 5 Q1: As discussed in the course that there is no money to be made from open source code, why would a developer release software under an open source license? (Pts. 2) Q2. Why do employers monitor workers? Do you think they should be able to do so? Why or why not? (Pts. 2) Q3: Discuss that why information privacy is important on public networks?

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The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

The interest rates are currently 2% at most banks in Australia (ANZ, 2015). Deposit money into bank and collect interest is the safest way to invest the excess money. However, the return is not high though the risk is small. Property investment is considered as high risk investment (Pickering, 2015). Recent years have witnessed its booming in return and average return is 9.8% over Australia (Yardney, 2014). Share market is also known as a risky area. As stated by Reeves (2014), there are too many factors that could influence the market’s performance such as global wage stagnation, optimism turning over, Euro-zone deflation and so on. Compared with these three market, the portfolio in this question provided a good return with tolerable risks. The return is average 8% while the risk is 1.02% which is considered as low compared to high risk markets. The coefficient of variation is also very low which shows that the portfolio is considered as a low risk investment while considered its returns. Therefore, this portfolio is worth investment. The yield to maturity rate should be less than 12% because the bond has a value more than its par value. We know the bond present value is derived by discounting the future cash flow that generated by the bond to its present value. So if the yield to maturity rate has a lower value, the bond will have a higher present value. If we take 12% as the yield to maturity we will find the bond value should equal to its par value Based on the formulae, we can calculate the bond value if we know the interest, par value and the yield to maturity. As the question indicated, the required return is 14% and it is paid semi-annually, so the yield to maturity for half year is 7%. The interest rate for the bond is 6% and is also paid semi-annually. So the half year interest should be 3% of par value. The period of the bond should be 8 as it is paid semi-annually. Therefore, the bond value should be 3 X 5.9713 + 100 X 0.5820 = 76.1 The bond value should be $76.1 This is a discount bond as its value is lower than its par value. The reason that it becomes a discount bond is it provides a lower interest than the market can give. In a similar risk bonds market, the interest rate is 14% while this bond can only provide 6%. So, the bond is trading at a discount price. The free cash flow growth rate is zero. Then, we take assumption that the free cash flow will be constant in the future since 2016.

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To purchase a computer for the Student Activities office, the freshman class decides to raise 1/4 of the money, and sophomore class decides to raise 2/3 of the money. The Student Government Association agrees to contribute the rest, which amounted to $200. What was the cost of the computer?

To purchase a computer for the Student Activities office, the freshman class decides to raise 1/4 of the money, and sophomore class decides to raise 2/3 of the money. The Student Government Association agrees to contribute the rest, which amounted to $200. What was the cost of the computer?

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Read this stories 1) “The Gilded Six-Bits” by Zora Neale Hurston Answer these questions about 100-125 or more words for each question. Support your answers with quotes from the text and highlight the quotes. Answer all the questions in paragraph form “The Gilded Six-Bits” by Zora Neale Hurston 1) Why does Missise May betray her husband? For love, money, or some thing else?

Read this stories 1) “The Gilded Six-Bits” by Zora Neale Hurston Answer these questions about 100-125 or more words for each question. Support your answers with quotes from the text and highlight the quotes. Answer all the questions in paragraph form “The Gilded Six-Bits” by Zora Neale Hurston 1) Why does Missise May betray her husband? For love, money, or some thing else?

Why does Missise May betray her husband? For love, money, … Read More...
Researchers recently investigated whether or not coffee prevented the development of high blood sugar (hyperglycemia) in laboratory mice. The mice used in this experiment have a mutation that makes them become diabetic. Read about this research study in this article published on the Science Daily web-site New Evidence That Drinking Coffee May Reduce the Risk of Diabetes as well as the following summary: A group of 11 mice was given water, and another group of 10 mice was supplied with diluted black coffee (coffee:water 1:1) as drinking fluids for five weeks. The composition of the diets and living conditions were similar for both groups of mice. Blood glucose was monitored weekly for all mice. After five weeks, there was no change in average body weight between groups. Results indicated that blood glucose concentrations increased significantly in the mice that drank water compared with those that were supplied with coffee. Finally, blood glucose concentration in the coffee group exhibited a 30 percent decrease compared with that in the water group. In the original paper, the investigators acknowledged that the coffee for the experiment was supplied as a gift from a corporation. Then answer the following questions in your own words: 1. Identify and describe the steps of the scientific method. Which observations do you think the scientists made leading up to this research study? Given your understanding of the experimental design, formulate a specific hypothesis that is being tested in this experiment. Describe the experimental design including control and treatment group(s), and dependent and independent variables. Summarize the results and the conclusion (50 points) 2. Criticize the research described. Things to consider: Were the test subjects and treatments relevant and appropriate? Was the sample size large enough? Were the methods used appropriate? Can you think of a potential bias in a research study like this? What are the limitations of the conclusions made in this research study? Address at least two of these questions in your critique of the research study (20 points). 3. Discuss the relevance of this type of research, both for the world in general and for you personally (20 points). 4. Write answers in your own words with proper grammar and spelling (10 points)

Researchers recently investigated whether or not coffee prevented the development of high blood sugar (hyperglycemia) in laboratory mice. The mice used in this experiment have a mutation that makes them become diabetic. Read about this research study in this article published on the Science Daily web-site New Evidence That Drinking Coffee May Reduce the Risk of Diabetes as well as the following summary: A group of 11 mice was given water, and another group of 10 mice was supplied with diluted black coffee (coffee:water 1:1) as drinking fluids for five weeks. The composition of the diets and living conditions were similar for both groups of mice. Blood glucose was monitored weekly for all mice. After five weeks, there was no change in average body weight between groups. Results indicated that blood glucose concentrations increased significantly in the mice that drank water compared with those that were supplied with coffee. Finally, blood glucose concentration in the coffee group exhibited a 30 percent decrease compared with that in the water group. In the original paper, the investigators acknowledged that the coffee for the experiment was supplied as a gift from a corporation. Then answer the following questions in your own words: 1. Identify and describe the steps of the scientific method. Which observations do you think the scientists made leading up to this research study? Given your understanding of the experimental design, formulate a specific hypothesis that is being tested in this experiment. Describe the experimental design including control and treatment group(s), and dependent and independent variables. Summarize the results and the conclusion (50 points) 2. Criticize the research described. Things to consider: Were the test subjects and treatments relevant and appropriate? Was the sample size large enough? Were the methods used appropriate? Can you think of a potential bias in a research study like this? What are the limitations of the conclusions made in this research study? Address at least two of these questions in your critique of the research study (20 points). 3. Discuss the relevance of this type of research, both for the world in general and for you personally (20 points). 4. Write answers in your own words with proper grammar and spelling (10 points)

The steps of the scientific method used in this research … Read More...